[转载]银行英语词汇

原文地址：银行英语词汇作者：永不言敗

存户 depositor

存款单 pay-in slip

存款单 a deposit form

自动存取机 a banding machine

存款 to deposit

存款收据 deposit receipt

私人存款 private deposits

存单 certificate of deposit

存折 deposit book, passbook

信用卡 credit card

本金 principal

透支 overdraft, overdraw

双签 to counter sign

兑现 to cash

兑付 to honor a cheque

拒付 to dishonor a cheque

止付 to suspend payment

支票 cheque/check

支票本 cheque book

记名支票 order cheque

不记名支票 bearer cheque

横线支票 crossed cheque

空白支票 blank cheque

空头支票 rubber cheque

票根 cheque stub/counterfoil

现金支票 cash cheque

旅行支票 traveler's cheque

转帐支票 cheque for transfer

未付支票 outstanding cheque

已付支票 canceled cheque

伪支票 forged cheque

庄票/银票 Bandar's note
 
行长 president

储蓄银行 savings bank

大通银行 Chase Bank

花旗银行 National City Bank of New York

汇丰银行 Hongkong Shanghai Banking Corporation

麦加利银行 Chartered Bank of India, Australia and China

中央银行 central bank/ national bank/banker's bank

发行币银行 bank of issue/bank of circulation

商业银行/储蓄信贷银行 commercial bank

储蓄信贷银行 member bank/credit bank

贴现银行 discount bank

汇兑银行 exchange bank

委托开证银行 requesting bank

开证银行 issuing bank, opening bank

通知银行 advising bank, notifying bank

议付银行 negotiation bank

保兑银行 confirming bank

付款银行 paying bank

代收银行 associate banker of collection

委托银行 consigned banker of collection

清算银行 clearing bank

本地银行 local bank

国内银行 domestic bank

国外银行 overseas bank

钱庄 unincorporated bank

银行分行 branch bank

信托储蓄银行 trustee savings bank

信托公司  trust company

金融信托公司 financial trust

信托投资公司 unit trust

银行的信托部 trust institution

银行的信用部 credit department

商业信贷公司/贴现公司 commercial credit company/discount company

街道储蓄所  neighborhood savings bank, bank of deposit 

自助银行 self-service bank

建设银行 construction bank

工商银行 industrial and commercial bank

交通银行 bank of communications

互助储蓄银行 mutual savings bank

邮局储蓄银行 post office savings bank
 
抵押银行 mortgage bank, building society

实业银行 industrial bank

家宅贷款银行 home loan bank

准备银行 reserve bank

特许银行 chartered bank

往来银行 corresponding bank

承兑银行 merchant bank, accepting bank

投资银行 investment bank

合资银行 joint venture bank

钱庄 money shop, native bank

信用社 credit cooperatives

票据交换所 clearing house

公共会计 public accounting

商业会计 business accounting
 
成本会计 cost accounting

折旧会计 depreciation accounting

电脑化会计 computerized accounting

总帐 general ledger

分户帐 subsidiary ledger

现金出纳帐 cash book

现金帐 cash account

日记帐/流水帐 journal/day-book

坏帐 bad debts

投资 investment

结余 surplus

游资 idle capital

经济周期 economic cycle

经济繁荣 economic boom

经济衰退 economic recession

经济萧条 economic depression

经济危机 economic crisis

经济复苏 economic recovery

通货膨胀 inflation

通货收缩  deflation

货币贬值 devaluation

货币增值 revaluation

国际收支 international balance of payment

顺差 favourable balance

逆差 adverse balance
 
硬通货 hard currency

软通货 soft currency

国际货币制度 international monetary system

货币购买力 the purchasing power of money

货币流通量 money in circulation

纸币发行量 note issue

国家预算 national budget

公债 public bond

股票 stock, share
 
债券 debenture

国库券 treasury bill

债务链 debt chain

套汇汇率 cross rate, arbitrage rate

外汇储备 foreign currency (exchange) reserve

外汇波动 foreign exchange fluctuation

外汇危机 foreign exchange crisis

贴现 discount

贴现率 discount rate, bank rate

黄金储备 gold reserve

金融市场 money /financial market

股票交易所 stock exchange

经纪人 broker  

佣金 commission

簿记 bookkeeping

簿记员 bookkeeper

申请单 an application form

对帐单  bank statement 

信用证 letter of credit

保险库 strong room/vault

等价税则 equitable tax system

签字式样 specimen signature

营业时间  banking hours, business hours

付款方法 mode of payment

现金付款 payment by cash||cash payment/payment by ready cash

以支票支付 payment by cheque

以汇票支付 payment by bill

以物品支付 payment in kind

付清/支付全部货款 payment in full/full payment

支付部分货款/分批付款 payment in part/part payment/partial payment

记帐付款/会计帐目内付款 payment on account

定期付款 payment on term

年分期付款 annual payment

月分期付款 monthly payment/monthly instalment

延滞付款 payment in arrear

预付货/先付 payment in advance/prepayment

延付货款 deferred payment

立即付款 prompt payment/immediate payment

暂付款 suspense payment

延期付款 delay in payment/extension of payment

支付票据 payment bill

名誉支付/干与付款 payment for honour/payment by intervention

结帐/清算/支付 settlement

分期付款 instalment

滞付/拖欠/尾数款未付 arrears

特许拖延付款日 days of grace

付款 to pay/to make payment/to make effect payment

结帐 to settle/to make settlement/to make effect settlement/to square/to balance

支出/付款 to defray/to disburse

结清 to clear off/to pya off

请求付款 to ask for payment/to request payment

恳求付帐 to solicit payment

拖延付款 to defer payment/to delay payment

付款被拖延 to be in arrears with payment

还债 to discharge

迅速付款 to pay promptly

付款相当迅速 to pay moderately well/to pay fairly well/to keep the engagements regularly

付款相当慢 to pay slowly/to take extended credit

付款不好 to pay badly/to be generally in arrear with payments

付款颇为恶劣 to pay very badly/to never pay unless forced

拒绝付款 to refuse payment/to refuse to pay/to dishonour a bill

惠请付款 kindly pay the amount/please forward payment/please forward a cheque.

索取利息 to charge interest

附上利息 to draw interest/to bear interest/to allow interest

生息 to yield interest

生息3% to yield 3%

存款 to deposit in a bank/to put in a bank/to place on deposit/to make deposit

在银行存款 to have money in a bank/to have a bank account/to have money on deposit

向银行提款 to withdraw one's deposit from a bank

换取现金 to convert into money/to turn into cash/to realize

打折扣购买 to buy at a discount

打折扣出售 to sell at a discount

打折扣-让价 to reduce/to make a reduction

减价 to deduct/to make a deduction

回扣 to rebate

现金折扣 cash discount

货到付款/现金提货 cash on deliver (C.O.D.)

货到付现款 cash on arrival

即时付款 prompt cash

净价/最低价格付现 net cash

现金付款 ready cash

即期付款 spot cash/cash down/cash on the nail

凭单据付现款 cash against documents

凭提单付现款 cash against bills of lading

承兑交单 documents against acceptance (D/A)

付款交单 documents against payment (D/P)

追加信用证 additional credit||additional L/C

信用证金额 amount of credit

赊帐金额 credit balance

可撤消信用证 revocable L/C

不可撤消信用证 irrevocable L/C

保兑信用证 confirmed L/C

不保兑信用证 unconfirmed L/C

可转让信用证 assignable L/C||transferable L/C

银行信用证 banker's L/C

有追索权信用证 with recourse L/C

无追索权信用证 without recourse L/C

单一信用证 simple credit

无条件信用证 open credit/free credit

普通信用证 general letter of credit

旅行信用证 circular letter of credit

特别信用证 special letter of credit

信用证底帐 letter of credit ledger

信用证发行帐 letter of credit issued account

信用证金额 amount of credit

信用证余额/信用证结欠 credit balance

开立信用证 to open a credit

通过银行开立信用证 to establish a credit through a bank

电开信用证 to cable a credit

取消信用证 to cancel a credit

开出信用证 to issue a credit

在某银行开立信用证 to arrange a credit with a bank

修改信用证 to amend a credit

延展信用证有效期 to extend a credit

增加信用证面额 to increase a credit

寄出信用证 to send a credit

请发给信用证 to take out a credit

请入收款人的户号 account payee

请支付票款 advice to pay cheques

惠请通知该支票的经过 advise fate

金额有错误 accounts differ

签名有误|印鉴不符 signatures differ

保证付款 good for payment

请照会发票人 refer to drawee (R.D.)

无交易 no account

款额不足/存款不足 not sufficient (N.S.)/no sufficient funds (N.S.F.)

已无存款 no funds

需要出具拒绝证书 to be protested

没有通知 no advice

未受指示 no orders

禁止转让/不可转让 non-transferable/not transferable

已付款 received payment||payment received

上开价金已收到 value received||for value received

上开价金系经核算 value in account

上开金额与发票相同 value as per invoice

上开金额与通知书相符 value as per advice

无追索权 without recourse

有追索权/偿还请求权 right of recourse

请求偿还清单/清偿帐户 recourse account